This disclaimer pertains to any company, individual, the general and internet public, as well as all members and users of our network, who might endeavor to transact business with any of the companies listed on theXchange network site. These companies have been pre-screened by the site owner Debtmonitor, but we make no guarantees, warranties, endorsements or recommendations of their services or products. If you choose to forward receivables to any member of theXchange network or choose to employ, contract or retain their services, buy their products, invest, sell, assign, convey to or in said companies and their services and products, then you are doing so at your own discretion. As a member or user of our network, you agree to indemnify and hold Debtmonitor, theXchange and its employees, harmless of any losses, damages, violations of law, defamatory acts, errors or omissions that might occur with said companies as a result of your involvement with such companies.

Debtmonitor, theXchange and it's employees, are not responsible for your actions nor the actions of any person or company with which you do business and you agree by using our network or by joining as a member of our network, that any cause of action which results in liability on your behalf or that of another is solely your responsibility or the party to whom you have elected to do business with. Debtmonitor, theXchange and its employees will not share in any liability which you have caused or have suffered from as a result of contracting with any company listed in our network. You agree to this disclaimer in its entirety when you use our network or when you join our network as a member.