Premium Collection Attorneys, Collection Agencies and Industry Vendors from around the world.

 

Terms and Conditions

The terms and conditions of your use of theXchange Network are based on sound business principles. All members agree, as part of their membership, to receive email from Viking World Corp and theXchange for communication purposes regarding related membership business and also marketing of collection industry products or services.

Online Membership Agreement

Welcome to theXchange! Your membership term is for one year from the date you sign up. Your membership will automatically renew each year on the anniversary date of your joining unless you cancel your membership by sending us a letter in writing at least 30 days prior to renewal, indicating that you no longer wish to be a member of theXchange. We reserve the right to discontinue, suspend or modify your membership at any time for breach of membership terms and conditions. We also reserve the right to delete all data files and/or text listings of your company associated with your membership and/or other information you may have on our network if you breach any membership terms or conditions herein.

We do not allow any adult content, obscene use of language, violence, objectionable material, or anything which might be offensive to our viewers or our membership whatsoever, whether it is through advertising, email messages, news releases, links to your site or links from your site.

Membership Fees, Payments and Default

Your annual membership fee is $195.00 plus any additional charges for any other state or country listings that you requested. If you advertise on our network, there will be additional fees depending on the type of advertising that you have selected. You should review the complete and current price list before signing up for any services (advertising rates). You will be given the opportunity to pay by credit card through our secure online payment processor, PayPal or check by mail upon joining or advertising in the network. You may cancel any selected advertising at any time prior to our uploading the ad copy to our site. If you cancel while your advertising is online, you will remain liable for all advertising charges through the current term purchased. We reserve the right to change our membership or advertising fee structure at any time for any reason but such a change would only effect you on a term of renewal not the current term of membership nor the current term of advertising that you might be doing. Advanced notice of a change in membership fees will be given to all members via mail or email 60 days prior to your membership renewal date and with respect to a change in advertising fees, as the advertising is ordered or prior to the renewal of an ad.

All credit card charge backs, bad checks and defaulted advertising payments (due by the date your ad runs) will be subject to reasonable attorney fees, collection fees, 18% interest per annum, bad check or charge back fees of $30.00* per debited item or 5% whichever is greater and late fees not to exceed 5% of the amount owed or $5.00* whichever is less. (*as permissible by Georgia State laws)

Network Rules

You agree to be bound by certain rules which are important for the proper use of our online network. Your failure to follow these rules, whether listed below or in bulletins posted at various points on the network, may result in termination of your membership. While you should feel free to express yourself, you should respect other users of the network and not do anything to attack or injure others. Do not use our network to commit a crime, or to plan, encourage or help others to commit a crime, including crimes relating to computers.

Privacy Considerations

Your privacy is of the utmost importance to us. We will not sell or distribute any information to any 3rd party period. Your information stays with us. The agency and firm profiles are an exception to the rule. You agree by seeking membership in theXchange that your company information can be displayed on our listing form for the internet public to view. The listing form or details page is completely optional but keep in mind that one of the main reasons that creditors will entertain using your service is largely based on the detailed listing of your company in theXchange Network.

Proprietary Rights

Our network is within our exclusive proprietary control. We or our suppliers own the intellectual property rights to any and all components of our network, including but not limited to the computer software, the related documentation, the "look and feel," the end-user interfaces, the name of our system, many of the individual features, and the collective works consisting of sequences of all public messages on our network. You may not reproduce any sequence of messages or text from our network, either electronically or in print, without our permission. In addition; you may not copy, modify, adapt, reproduce, translate, distribute, reverse engineer, dissemble or perform any de-compilation to any aspect of the network which we or our suppliers own.

Limitation of Liability

You must bear the risk of any liability relating to your use of our network. ACCORDINGLY, YOUR USE OF OUR NETWORK IS ENTIRELY AT YOUR SOLE RISK. WE WILL NOT BE RESPONSIBLE TO YOU OR ANY THIRD PARTIES FOR ANY DIRECT OR INDIRECT, CONSEQUENTIAL, SPECIAL OR PUNITIVE DAMAGES OR LOSSES YOU MAY INCUR IN CONNECTION WITH THE USE OUR NETWORK, YOUR USE THEREOF OR ANY OF THE DATA OR OTHER MATERIALS TRANSMITTED THROUGH OR RESIDING ON OUR NETWORK, REGARDLESS OF THE TYPE OF CLAIM OR THE NATURE OF THE CAUSE OF ACTION, EVEN IF WE HAVE ADVISED OF THE POSSIBILITY OF SUCH DAMAGE OR LOSS.

Indemnity

You shall defend and indemnify Bragg Legal Marketing Group, theXchange and its employees and hold us harmless from and against any and all claims, proceedings, damages, injuries, liabilities, losses, costs and expenses (including reasonable attorneys' fees), relating to any acts by you or materials or information transmitted by you in connection with our service, leading wholly or partially to claims against us or our network by other members or third parties, regardless of the type of claim or the nature of the cause of action.

Disclaimers of Warranty

THE SERVICE IS PROVIDED "AS IS" AND WE MAKE NO WARRANTIES, EXPRESS OR IMPLIED, AS TO THE MERCHANTABILITY, FITNESS FOR A PARTICULAR USE OR PURPOSE, TITLE, NON-INFRINGEMENT OR ANY OTHER WARRANTY, CONDITION, GUARANTY, OR REPRESENTATION, WHETHER ORAL, IN WRITING OR IN ELECTRONIC FORM, INCLUDING BUT NOT LIMITED TO THE ACCURACY OR COMPLETENESS OF ANY INFORMATION CONTAINED HEREIN OR PROVIDED BY OUR DIRECTORY.

Choice of Law

You agree that this Agreement shall for all purposes be governed by and construed in accordance with the laws of the State of Georgia, and that any action arising out of this Agreement shall be litigated and enforced under the laws of the State of Georgia. In addition, you agree to submit to the jurisdiction of the courts of the State of Georgia, and that any legal action pursued by you shall be within the exclusive jurisdiction of the courts of the State of Georgia.

Disclaimers Regarding Information

THE INFORMATION FROM OR THROUGH THIS SITE IS PROVIDED “AS-IS,” “AS AVAILABLE,” AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED (INCLUDING BUT NOT LIMITED TO THE DISCLAIMER OF ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE). THE INFORMATION MAY CONTAIN ERRORS, PROBLEMS OR OTHER LIMITATIONS. OUR SOLE AND ENTIRE MAXIMUM LIABILITY FOR ANY INACCURATE INFORMATION, FOR ANY REASON, AND USER’S SOLE AND EXCLUSIVE REMEDY FOR ANY CAUSE WHATSOEVER, SHALL BE LIMITED TO THE AMOUNT PAID BY THE CUSTOMER FOR THE INFORMATION RECEIVED (IF ANY). WE ARE NOT LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LITIGATION, OR THE LIKE). WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. THE LIMITATIONS OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN US AND YOU. WE WOULD NOT PROVIDE THIS SITE AND INFORMATION WITHOUT SUCH LIMITATIONS. NO REPRESENTATIONS, WARRANTIES OR GUARANTEES WHATSOEVER ARE MADE AS TO THE ACCURACY, ADEQUACY, RELIABILITY, CORRECTNESS, COMPLETENESS, SUITABILITY OR APPLICABILITY OF THE INFORMATION TO A PARTICULAR SITUATION.

All responsibility and liability for any damages caused by viruses contained within the electronic files of this site are disclaimed.

Regarding Hyperlinks

This site contains links to other Internet sites. Such links are not endorsements of any products or services offered by such sites, and no information on such site has been endorsed or approved by Bragg Legal Marketing Group or theXchange.

Protection Notice

All text, graphics, audio, design, software, and other works in this website are the sole copyrighted works of theXchange. All Rights Reserved. Any redistribution or reproduction of any materials herein is strictly prohibited.

Copyright © 2002-2014 theXchange, a subsidiary of Bragg Legal Marketing Group. All Rights Reserved.

 

Acknowledgment of Binding Agreement

These terms and conditions represents the entire understanding between you and us regarding your relationship to theXchange and supersedes any prior statements or representations. Your use of our network, payment of advertising fees, payment of membership (directory listing fees) legally binds you to these terms and conditions. We value your membership and know that you will value our network for years to come.

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theXchange Network - 72 Marsh Oak Drive, Brunswick, Georgia 31525 - Phone & Fax 800-714-9430